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Ken Metcalf
Senior Loan Consultant

ken metcalf, reverse mortgage broker

'Dear Homeowner,

As the Northern California reverse mortgage representative with over 45 years as a real estate lender I understand the need for clear information on reverse mortgages.

I believe you will find my web site informative PLUS I have added increased security to give you peace of mind when submitting your information to me.

However, talking with me will help clarify the programs much better .Please give me a call so I may address all of your questions and concerns. I assure you... there is no pressure or obligation. '

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Reverse Mortgages for California

Seniors Reverse Mortgage News

Today, there are more home ownership options for senior individuals and couples than ever before. Whether you are looking to pay off bills or just looking for additional income to enjoy your retirement, a reverse mortgage may be the answer for you.

A reverse mortgage is also known as a HECM, short for 'Home Equity Conversion Mortgage'. The most well known are the FHA Government Insured HECM's. Watch this reverse mortgage slide show and learn more about the reverse mortgage, and reasons why one might help you!

Now is a great time to look into a reverse mortgage or a refinance of your current reverse mortgage because:

Reverse Mortgage Interest Rates
as of
March 9, 2010
HECM ARM (2.50% LIBOR margin)* 2.73%
HECM Fixed *
5.56%

*Rates differ between lenders and change daily; request a TALC for total costs.


Ken brokers reverse mortgage loans from Bank of America, Met Life, Financial Freedom and other major reverse mortgage lenders. Products include the HECM FHA government insured loans, conventional reverse mortgages, fixed rate reverse mortgages and cash accounts.